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Best Homeowners Insurance in Laguna Niguel, CA

Updated October 2026 · Our Recommended Top 17

  • ✓Licensing
  • ✓User Reviews
  • ✓Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Laguna Niguel homeowners insurance on more than 25 variables across five categories and analyzed the results to give you a hand-picked list of the best.

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Reviewed
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Curated
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17
Top Picks
Learn about our selection process.

= Featured Provider

Featured provider

RatingsMatch Concierge

Best Homeowners Insurance Agency matching for Laguna Niguel

Not sure which homeowners insurance agency to call? Tell us the job. We check the shortlist above against your timeline and budget and connect you with the right one, free.

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1

Direct Quote Insurance Services, LLC

Best Homeowners Insurance Serving Laguna Niguel

120 Vantis Dr #300, Aliso Viejo, CA 92656

RatingsMatch Rating· 44/100Show details
  • Availability20/20
  • Licensing & credentials—
  • Reputation20/20
  • Experience4/20
  • Phone callNot yet shopped

Review sources · Google 5.0 (821)

2

Acrisure Capistrano, CA (Insurance Solutions)

Best Homeowners Insurance Serving Laguna Niguel

33302 Valle Rd Ste 200, San Juan Capistrano, CA 92675

acrisure.comMap
RatingsMatch Rating· 44/100Show details
  • Availability20/20
  • Licensing & credentials—
  • Reputation20/20
  • Experience4/20
  • Phone callNot yet shopped

Review sources · Google 5.0 (340)

4

Global Guard Insurance

Best Homeowners Insurance Serving Laguna Niguel

27601 Forbes Rd Ste 56, Laguna Niguel, CA 92677

RatingsMatch Rating· 42/100Show details
  • Availability20/20
  • Licensing & credentials—
  • Reputation18/20
  • Experience4/20
  • Phone callNot yet shopped

Review sources · Google 4.8 (1,209)

5

Freeway Insurance

Best Homeowners Insurance Serving Laguna Niguel

24012 Avenida De La Carlota STE F, Laguna Hills, CA 92653

RatingsMatch Rating· 42/100Show details
  • Availability20/20
  • Licensing & credentials—
  • Reputation18/20
  • Experience4/20
  • Phone callNot yet shopped

Review sources · Google 4.8 (436)

6

Kessler Alair Insurance Services, Inc.

Best Homeowners Insurance Serving Laguna Niguel

32451 Golden Lantern Ste 306, Laguna Niguel, CA 92677

RatingsMatch Rating· 42/100Show details
  • Availability20/20
  • Licensing & credentials—
  • Reputation18/20
  • Experience4/20
  • Phone callNot yet shopped

Review sources · Google 5.0 (102)

7

Insource Insurance Agency

Best Homeowners Insurance Serving Laguna Niguel

30011 Ivy Glenn Dr #212, Laguna Niguel, CA 92677

RatingsMatch Rating· 41/100Show details
  • Availability20/20
  • Licensing & credentials—
  • Reputation17/20
  • Experience4/20
  • Phone callNot yet shopped

Review sources · Google 4.9 (70)

9

Elye Insurance Agency

Best Homeowners Insurance Serving Laguna Niguel

27001 La Paz Rd Ste 201, Mission Viejo, CA 92691

elye.comMap
RatingsMatch Rating· 40/100Show details
  • Availability20/20
  • Licensing & credentials—
  • Reputation16/20
  • Experience4/20
  • Phone callNot yet shopped

Review sources · Google 5.0 (42)

10

Dan Rickabus - State Farm Insurance Agent

Best Homeowners Insurance Serving Laguna Niguel

30131 Town Center Dr #275, Laguna Niguel, CA 92677

RatingsMatch Rating· 39/100Show details
  • Availability20/20
  • Licensing & credentials—
  • Reputation15/20
  • Experience4/20
  • Phone callNot yet shopped

Review sources · Google 5.0 (26)

11

Sharon Walter - State Farm Insurance Agent

Best Homeowners Insurance Serving Laguna Niguel

30101 Town Center Dr Ste 113, Laguna Niguel, CA 92677

RatingsMatch Rating· 38/100Show details
  • Availability20/20
  • Licensing & credentials—
  • Reputation14/20
  • Experience4/20
  • Phone callNot yet shopped

Review sources · Google 5.0 (15)

12

Tex Rapeepat - State Farm Insurance Agent

Best Homeowners Insurance Serving Laguna Niguel

30131 Town Center Dr #275, Laguna Niguel, CA 92677

RatingsMatch Rating· 38/100Show details
  • Availability20/20
  • Licensing & credentials—
  • Reputation14/20
  • Experience4/20
  • Phone callNot yet shopped

Review sources · Google 4.8 (37)

13

Brittanny Perry: Allstate Insurance

Best Homeowners Insurance Serving Laguna Niguel

27601 Forbes Rd #14, Laguna Niguel, CA 92677

RatingsMatch Rating· 35/100Show details
  • Availability20/20
  • Licensing & credentials—
  • Reputation11/20
  • Experience4/20
  • Phone callNot yet shopped

Review sources · Google 4.5 (21)

14

Acrisure Laguna Niguel, CA (Signature Insurance Group)

Best Homeowners Insurance Serving Laguna Niguel

28202 Cabot Rd #600, Laguna Niguel, CA 92677

acrisure.comMap
RatingsMatch Rating· 31/100Show details
  • Availability20/20
  • Licensing & credentials—
  • Reputation7/20
  • Experience4/20
  • Phone callNot yet shopped

Review sources · Google 5.0 (1)

15

B Jason Perry Insurance Agency

Best Homeowners Insurance Serving Laguna Niguel

27601 Forbes Rd UNIT 54, Laguna Niguel, CA 92677

RatingsMatch Rating· 31/100Show details
  • Availability20/20
  • Licensing & credentials—
  • Reputation7/20
  • Experience4/20
  • Phone callNot yet shopped

Review sources · Google 5.0 (1)

17

Afford Easy Auto Insurance Advisors INC

Best Homeowners Insurance Serving Laguna Niguel

32451 Golden Lantern #317, Laguna Niguel, CA 92677

Map
RatingsMatch Rating· 28/100Show details
  • Availability15/20
  • Licensing & credentials—
  • Reputation9/20
  • Experience4/20
  • Phone callNot yet shopped

Review sources · Google 5.0 (2)

How does RatingsMatch choose the best homeowners insurance in Laguna Niguel?

We pull every homeowners insurance agency we can find serving Laguna Niguel, then score each on five things: availability and service area, licensing and credentials, reputation across review sites, experience, and how they handle a real phone call. Only the top scorers make the list. Featured Providers pay for placement and are labeled; scores are never for sale.

Is it free to use the RatingsMatch Concierge?

Yes. Call or send the form and we match you with a homeowners insurance agency from this list at no cost. Featured Providers may pay RatingsMatch for placement, which is why they are labeled.

How does a homeowners insurance agency get listed?

Listings are earned, not bought. Claim your business at https://www.ratingsmatch.com/claim to correct details and add services. Featured placement is a separate paid option that never changes a rating.