Best Homeowners Insurance in Newport Beach, CA

Updated October 2026 · Our Recommended Top 17

✓Licensing
✓User Reviews
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Our goal is to connect people with the best local professionals. We scored Newport Beach homeowners insurance on more than 25 variables across five categories and analyzed the results to give you a hand-picked list of the best.

Reviewed

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Curated

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Top Picks

Learn about our selection process.

= Featured Provider

Featured provider

RatingsMatch Concierge

Best Homeowners Insurance Agency matching for Newport Beach

Not sure which homeowners insurance agency to call? Tell us the job. We check the shortlist above against your timeline and budget and connect you with the right one, free.

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Kessler Alair Insurance Services, Inc.

Best Homeowners Insurance Serving Newport Beach

4695 MacArthur Ct Ste 1109, Newport Beach, CA 92660

kessleralair.comMap

RatingsMatch Rating· 44/100Show details

Availability20/20
Licensing & credentials—
Reputation20/20
Experience4/20
Phone callNot yet shopped

Review sources · Google 5.0 (460)

David Misiego - State Farm Insurance Agent

Best Homeowners Insurance Serving Newport Beach

227 20th St #100, Newport Beach, CA 92663

mynewportbeachinsurance.comMap

RatingsMatch Rating· 44/100Show details

Availability20/20
Licensing & credentials—
Reputation20/20
Experience4/20
Phone callNot yet shopped

Review sources · Google 5.0 (253)

Steve Ferraro - State Farm Insurance Agent

Best Homeowners Insurance Serving Newport Beach

471 Old Newport Blvd #304, Newport Beach, CA 92663

steveferraro.netMap

RatingsMatch Rating· 44/100Show details

Availability20/20
Licensing & credentials—
Reputation20/20
Experience4/20
Phone callNot yet shopped

Review sources · Google 5.0 (269)

InsuranceOnline

Best Homeowners Insurance Serving Newport Beach

660 Newport Center Dr #340, Newport Beach, CA 92660

insuranceonline.comMap

RatingsMatch Rating· 43/100Show details

Availability20/20
Licensing & credentials—
Reputation19/20
Experience4/20
Phone callNot yet shopped

Review sources · Google 4.9 (1,650)

Steve Ferraro Jr. - State Farm Insurance Agent

Best Homeowners Insurance Serving Newport Beach

471 Old Newport Blvd #304, Newport Beach, CA 92663

steveferrarojr.comMap

RatingsMatch Rating· 43/100Show details

Availability20/20
Licensing & credentials—
Reputation19/20
Experience4/20
Phone callNot yet shopped

Review sources · Google 4.9 (175)

Mike Ferraro Jr. - State Farm Insurance Agent

Best Homeowners Insurance Serving Newport Beach

3700 Campus Dr Ste 204, Newport Beach, CA 92660

mikeferrarojr.comMap

RatingsMatch Rating· 43/100Show details

Availability20/20
Licensing & credentials—
Reputation19/20
Experience4/20
Phone callNot yet shopped

Review sources · Google 5.0 (115)

Moby Young - State Farm Insurance Agent

Best Homeowners Insurance Serving Newport Beach

3740 Campus Dr B, Newport Beach, CA 92660

agentmoby.comMap

RatingsMatch Rating· 42/100Show details

Availability20/20
Licensing & credentials—
Reputation18/20
Experience4/20
Phone callNot yet shopped

Review sources · Google 5.0 (85)

SmartFinancial

Best Homeowners Insurance Serving Newport Beach

4041 MacArthur Blvd #300, Newport Beach, CA 92660

smartfinancial.comMap

RatingsMatch Rating· 41/100Show details

Availability20/20
Licensing & credentials—
Reputation17/20
Experience4/20
Phone callNot yet shopped

Review sources · Google 4.7 (854)

Marie Pham - State Farm Insurance Agent

Best Homeowners Insurance Serving Newport Beach

717 Lido Park Dr Ste g, Newport Beach, CA 92663

mariehpham.comMap

RatingsMatch Rating· 41/100Show details

Availability20/20
Licensing & credentials—
Reputation17/20
Experience4/20
Phone callNot yet shopped

Review sources · Google 4.9 (85)

Michele Ellena - State Farm Insurance Agent

Best Homeowners Insurance Serving Newport Beach

3 Corporate Plaza Dr Ste 110, Newport Beach, CA 92660

ellenaagency.comMap

RatingsMatch Rating· 41/100Show details

Availability20/20
Licensing & credentials—
Reputation17/20
Experience4/20
Phone callNot yet shopped

Review sources · Google 4.9 (77)

Farmers Insurance - Tom Birkinbine

Best Homeowners Insurance Serving Newport Beach

1101 Dove St Ste 238, Newport Beach, CA 92660

agents.farmers.comMap

RatingsMatch Rating· 41/100Show details

Availability20/20
Licensing & credentials—
Reputation17/20
Experience4/20
Phone callNot yet shopped

Review sources · Google 4.9 (74)

Richard Kaminski - State Farm Insurance Agent

Best Homeowners Insurance Serving Newport Beach

3740 Campus Dr B, Newport Beach, CA 92660

statefarm.comMap

RatingsMatch Rating· 40/100Show details

Availability20/20
Licensing & credentials—
Reputation16/20
Experience4/20
Phone callNot yet shopped

Review sources · Google 5.0 (43)

Auerbach Insurance Agency

Best Homeowners Insurance Serving Newport Beach

2043 Westcliff Dr Ste 207, Newport Beach, CA 92660

auerbachinsurance.comMap

RatingsMatch Rating· 39/100Show details

Availability20/20
Licensing & credentials—
Reputation15/20
Experience4/20
Phone callNot yet shopped

Review sources · Google 5.0 (27)

Max Young Insurance Agency, Inc

Best Homeowners Insurance Serving Newport Beach

20261 SW Acacia St Suite 240 Suite 240, Newport Beach, CA 92660

maxyounginsurance.comMap

RatingsMatch Rating· 39/100Show details

Availability20/20
Licensing & credentials—
Reputation15/20
Experience4/20
Phone callNot yet shopped

Review sources · Google 5.0 (23)

Partners Direct Insurance Services

Best Homeowners Insurance Serving Newport Beach

1401 Dove St Ste 530, Newport Beach, CA 92660

partnersdirectins.comMap

RatingsMatch Rating· 38/100Show details

Availability20/20
Licensing & credentials—
Reputation14/20
Experience4/20
Phone callNot yet shopped

Review sources · Google 4.9 (27)

Shea Ferraro - State Farm Insurance Agent

Best Homeowners Insurance Serving Newport Beach

2700 West Coast Hwy #130, Newport Beach, CA 92663

sheaferraro.comMap

RatingsMatch Rating· 37/100Show details

Availability20/20
Licensing & credentials—
Reputation13/20
Experience4/20
Phone callNot yet shopped

Review sources · Google 4.7 (28)

NEWS Insurance Services

Best Homeowners Insurance Serving Newport Beach

2072 Orchard Dr Suite A, Newport Beach, CA 92660

newsinsurance.comMap

RatingsMatch Rating· 36/100Show details

Availability20/20
Licensing & credentials—
Reputation12/20
Experience4/20
Phone callNot yet shopped

Review sources · Google 5.0 (9)

How does RatingsMatch choose the best homeowners insurance in Newport Beach?

We pull every homeowners insurance agency we can find serving Newport Beach, then score each on five things: availability and service area, licensing and credentials, reputation across review sites, experience, and how they handle a real phone call. Only the top scorers make the list. Featured Providers pay for placement and are labeled; scores are never for sale.

Is it free to use the RatingsMatch Concierge?

Yes. Call or send the form and we match you with a homeowners insurance agency from this list at no cost. Featured Providers may pay RatingsMatch for placement, which is why they are labeled.

How does a homeowners insurance agency get listed?

Listings are earned, not bought. Claim your business at https://www.ratingsmatch.com/claim to correct details and add services. Featured placement is a separate paid option that never changes a rating.